Your home is usually your most valuable asset, so proper coverage is critical. We work with you to create a homeowner policy that offers the protection you need at the best possible price.
Our homeowners insurance policy will protect your homes structure and everything under its roof. A basic homeowners policy will offer protection for your home and its structure, personal property, liability, and guest medical insurance.
Ask us about the following:
Repair Guarantee
Guarantees that you are satisfied with any repair work done to your home by an agreed-upon contractor.
Home Replacement Guarantee
This option covers the full cost of repairing your home when damaged in a covered incident, even if the cost exceeds your policy limits, provided your home is insured for 100% of its replacement value.
Full Value Contents
If you experience a covered loss in which an item is destroyed or stolen, your policy will pay to replace the item up to the limits stated within the policy (less your selected deductible). The difference between replacement cost and the actual cash value can be considerable.
Our homeowners policy will cover your most valuable asset, from topo to bottom and inside and out. Let Smith-Berclair Insurance help you find insurance coverage for your home that you can rely on. Contact us today to learn more about Tennessee home insurance.