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Flood Insurance Program Closes waiting on Congress to Act |
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Smith Berclair Insurance Blog
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By Smith Berclair Insurance Blog on
3/1/2010 11:58 AM
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Last week the Senate failed to vote on the bills that would extend several federal programs including jobless benefits, COBRA subsidies and also Flood Insurance. As you may know the only insurance available for purchase to cover floods is the National Flood Program run by the federal government. Until the senate acts then no one will be able to buy new coverage, add to your coverage or to renew your coverage that is currently in force. While the Senate debates some issues with the program's funding the plan will be in limbo. Once the funding is passed then in most cases new policies, changes to policies and renewing policies will be processed retroactively, but again that is up to the Senate wording if and when this is acted on.
This is not the first time this has happened as in past years extensions have been passed rather than long term funding of the program. If you need flood insurance during this period please contact us here at Smith-Berclair Insurance and we c ...
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Introducing NEW BlueCross BlueSheild of TN Individual Plans! |
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Smith Berclair Insurance Blog
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By Smith Berclair Insurance Blog on
2/17/2010 4:32 PM
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Choosing an individual health insurance plan often falls under the "complex" category of choices - but it doesn't have to!
BlueCross BlueShield of TN is introducing PersonalBlue, a new individual product that makes it easy for consumers to search for and find an affordable individual health insurance plan. With PersonalBlue, you can find plans that meet your needs and your budget!
For more information about these BRAND NEW PersonalBlue products, call (1-888-696-5578) or
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Worker’s Compensation – need v. NEED |
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Smith Berclair Insurance Blog
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By Smith Berclair Insurance Blog on
12/18/2009 2:30 PM
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Recently a customer called in wanting to cancel his worker’s compensation insurance because his workforce has fallen below 5 employees. However, just because the state says he doesn't need to carry the coverage; does he still NEED to carry the coverage?
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Let us do the SAME for you! |
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Smith Berclair Insurance Blog
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By Smith Berclair Insurance Blog on
12/4/2009 10:46 AM
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As the cost for health insurance continues to rise, this does not exclude our own agency from dealing with a sticky renewal. Just this past month, I was able to assist our Benefits Specialist in saving our Agency thousands of dollars in premium. By evaluating our current situation, we were able to quickly submit applications to several carriers and find the plan that best suited our needs. In serving our customers, we aim to treat them just as our own Agency and find more affordable health coverage with service that is equally as valuable. Whether a group or an individual, our goal is to find exactly what coverage is right for you!
Call us today for a free quote! 1-888-696-5578
-Rachel Luhm
Account Manager
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